AboutKalghatgi UrbanCooperative Bank
A progressive cooperative financial institution serving Kalghatgi and surrounding communities in Gujarat with innovative banking solutions and unwavering commitment to community development.

Our Location
Main Road, Kalghatgi, Dharwad District, Karnataka,581204
Contact Information
business@bhabharvibhagnagariksahakari.com
24/7 Customer Support
Community Focus
Supporting farmers, businesses
and families across Gujarat
Our Story
Kalghatgi Urban Co-operative Bank Ltd. is a progressive cooperative financial institution committed to serving the banking needs of individuals, families, and businesses in Kalghatgi and surrounding areas of Gujarat.
As a member-owned cooperative bank, we operate on the principles of mutual assistance, democratic governance, and community development. Our focus extends beyond traditional banking to include financial literacy, agricultural support, and sustainable growth initiatives.
Located in the heart of Banaskantha district, we have been serving our community with dedication, transparency, and innovative banking solutions tailored to the unique needs of Gujarat's diverse population.

Mission & Vision
Driving financial inclusion and community prosperity through innovative cooperative banking
Our Mission
To provide comprehensive, accessible, and innovative financial services that empower individuals and businesses in Gujarat to achieve their financial goals while promoting economic development and social progress in the Kalghatgi region and beyond.
Our Vision
To be the most trusted and preferred cooperative bank in Gujarat, recognized for our commitment to community development, agricultural support, and sustainable banking practices that create lasting value for all stakeholders.
Our Core Values
The principles that guide everything we do
Trust & Integrity
Building lasting relationships through honest, transparent, and ethical banking practices that put our members' interests first.
Innovation & Excellence
Continuously improving our services and embracing new technologies to provide exceptional banking experiences.
Community Focus
Supporting local economic development and empowering individuals and businesses to achieve their financial aspirations.
Customer Care
Providing personalized service and building meaningful relationships with every member who trusts us.
Collaboration
Working together with our members, partners, and community to create shared value and mutual success.
Sustainability
Promoting responsible banking practices that support environmental sustainability and long-term community prosperity.
Our Journey
Decades of serving the Kalghatgi community
Establishment
Established in Kalghatgi with the mission of providing accessible cooperative banking services to farmers, businesses, and families in Kalghatgi district.
Digital Transformation
Embraced digital innovation by introducing computerized banking, ATM services, and online banking solutions.
Continued Excellence
Serving thousands of members with an extensive network of digital and local partners, continuing our commitment to cooperative banking excellence.
Leadership Team
Experienced professionals dedicated to serving our Gujarat community
Chairperson
Board of Directors
Providing strategic leadership and governance oversight with extensive experience in cooperative banking.
Managing Director
Operations & Strategy
Leading daily operations and strategic planning to ensure efficient service delivery.
General Manager
Customer Relations
Ensuring exceptional customer service and maintaining strong relationships with members.