Professional Bookkeeping ToolMaking Finance Simple
Kalghatgi Urban Co-operative Bank provides comprehensive bookkeeping solutions for you. From daily income and expense recording to professional financial analysis, helping you easily manage your finances and achieve your financial goals.
Personal Bookkeeping Features
Easy-to-use bookkeeping tools for effortless daily expense management
Easily record every income and expense, track your cash flow anytime
- Quick Entry: Complete a record in 3 seconds
- Voice Entry: Auto-recognize from voice input
- Photo Entry: Scan receipts for auto amount detection
- Template Entry: One-tap for frequent transactions
Multi-dimensional charts to understand spending habits and financial status
- Category Stats: View income/expense by category
- Trend Analysis: Monthly/yearly trends
- Comparison: Year-over-year & month-over-month
- Smart Insights: AI-powered spending analysis
Account & Category Management
Flexible account and category system to meet all your bookkeeping needs
Manage cash, bank accounts, credit cards, UPI wallets and more
- Account Types: Support for 20+ account types
- Balance Sync: Real-time balance display
- Transfers: Auto-record inter-account transfers
- Credit Cards: Bill date & due date reminders
Create separate ledgers to manage different scenarios
- Scenario Ledgers: Travel, renovation, childcare etc.
- Shared Ledgers: Family/couple joint accounting
- Project Ledgers: Independent project accounting
- Ledger Reports: Separate reports per ledger
Flexible category system and tagging for organized records
- Smart Categories: Auto-detect expense categories
- Customization: Create personalized categories
- Multi-level: Support for sub-categories
- Tag System: Flexible multi-tag labeling
Set monthly budgets, control spending, achieve financial goals
- Total Budget: Monthly total expense budget
- Category Budget: Individual category budgets
- Alert Reminders: Real-time overspending alerts
- Execution Analysis: Budget performance reports
Reports & Analytics
Professional financial reports and smart analytics to help you make better financial decisions
Professional financial reports for complete financial overview
- Income/Expense: Daily/weekly/monthly/yearly details
- Asset Report: Net worth change trends
- Liability Report: Credit card & loan statistics
- Export: Excel/PDF report export
Smart analysis of spending trends, discover saving opportunities
- Spending Trends: Category-wise spending patterns
- Anomaly Detection: Identify unusual large expenses
- Saving Tips: Smart money-saving suggestions
- Annual Summary: Yearly financial review report
Manage all bills, avoid missing payments and late fees
- Recurring Bills: Utilities, rent and fixed expenses
- Due Reminders: Auto bill due date reminders
- EMI Plans: Track installment payment progress
- History: Bill payment history lookup
Business Bookkeeping Features
Business accounting tools designed for small and micro enterprises
Designed for small businesses - income/expense tracking and business analytics
- Business Flow: Record daily business transactions
- Customer Management: Track customer transactions
- Inventory Link: Connect income/expense with inventory
- Profit Analysis: Auto-calculate business profits
Clear management of debts and credits, all transactions at a glance
- Receivables: Track customer outstanding dues
- Payables: Manage supplier payments
- Aging Analysis: Outstanding duration statistics
- Collection Alerts: Auto reminders for due payments
App Features
Safe, convenient, and smart bookkeeping experience
Mobile App
Record anytime, anywhere - iOS and Android supported
Cloud Sync
Real-time data sync, seamless multi-device access
Data Security
Bank-level encryption, your data is safe and secure
Smart Reminders
Auto alerts for bill dues and budget overspending